{"id":10484,"date":"2026-07-20T07:32:19","date_gmt":"2026-07-20T14:32:19","guid":{"rendered":"https:\/\/www.vairtere.com\/spill\/?p=10484"},"modified":"2026-07-20T07:32:19","modified_gmt":"2026-07-20T14:32:19","slug":"clarifyin","status":"publish","type":"post","link":"https:\/\/www.vairtere.com\/spill\/2026\/07\/20\/clarifyin\/","title":{"rendered":"Clarifyin"},"content":{"rendered":"<p>For 0bscure reasons among others, I need to sketch the outlines of the Nice. <\/p>\n<p>1) Zero-balancing of the remaining 15-20K (30, if you want to be student loan completionist; I don&#8217;t) of unsecured debt. Nice because it would free up about $350 a month in minimum payments for better things. Such as: a sanctuary-anywhere &#8216;car&#8217; payment; thus:<\/p>\n<p>2) Sanctuary anywhere I drive to. Why it would be nice should be self-evident&#8211;&#8220;should&#8221; apparently only in my own fever dreams, though.  Costs about 25K. <\/p>\n<p>3) Paying off the mortgage, nice because eventually it means more equity and in the meantime saves another $350 off the Monthly. It has a lower interest rate so that makes it a lower priority. <\/p>\n<p><del datetime=\"2026-07-20T04:10:03+00:00\">4) <\/del>I&#8217;m putting the Basecamp Silver niceness back into the box marked Pipe Dreams, because there&#8217;s just no practical way forward with it now, because, as I understand it, it might get stolen. Even the pipe dream is looking more like a tiny home than a doublewide at this point. That&#8217;s okay. Maybe it&#8217;s even right. <\/p>\n<p>Maybe, someday, the equity rolls and all problems are forever solved.<\/p>\n<p>There&#8217;s smaller stuff too but there we&#8217;re talking four figures instead of five; details will emerge slowly: a fog light. <\/p>\n<p>Hope it helps.<\/p>\n","protected":false},"excerpt":{"rendered":"<p>For 0bscure reasons among others, I need to sketch the outlines of the Nice. 1) Zero-balancing of the remaining 15-20K (30, if you want to be student loan completionist; I don&#8217;t) of unsecured debt. Nice because it would free up about $350 a month in minimum payments for better things. Such as: a sanctuary-anywhere &#8216;car&#8217; [&hellip;]<\/p>\n","protected":false},"author":2,"featured_media":0,"comment_status":"open","ping_status":"open","sticky":false,"template":"","format":"standard","meta":{"_jetpack_newsletter_access":"","_jetpack_dont_email_post_to_subs":false,"_jetpack_newsletter_tier_id":0,"_jetpack_memberships_contains_paywalled_content":false,"_jetpack_feature_clip_id":0,"_jetpack_memberships_contains_paid_content":false,"footnotes":"","jetpack_post_was_ever_published":false},"categories":[1],"tags":[],"class_list":["post-10484","post","type-post","status-publish","format-standard","hentry","category-uncategorized"],"jetpack_sharing_enabled":true,"jetpack_featured_media_url":"","_links":{"self":[{"href":"https:\/\/www.vairtere.com\/spill\/wp-json\/wp\/v2\/posts\/10484","targetHints":{"allow":["GET"]}}],"collection":[{"href":"https:\/\/www.vairtere.com\/spill\/wp-json\/wp\/v2\/posts"}],"about":[{"href":"https:\/\/www.vairtere.com\/spill\/wp-json\/wp\/v2\/types\/post"}],"author":[{"embeddable":true,"href":"https:\/\/www.vairtere.com\/spill\/wp-json\/wp\/v2\/users\/2"}],"replies":[{"embeddable":true,"href":"https:\/\/www.vairtere.com\/spill\/wp-json\/wp\/v2\/comments?post=10484"}],"version-history":[{"count":1,"href":"https:\/\/www.vairtere.com\/spill\/wp-json\/wp\/v2\/posts\/10484\/revisions"}],"predecessor-version":[{"id":10485,"href":"https:\/\/www.vairtere.com\/spill\/wp-json\/wp\/v2\/posts\/10484\/revisions\/10485"}],"wp:attachment":[{"href":"https:\/\/www.vairtere.com\/spill\/wp-json\/wp\/v2\/media?parent=10484"}],"wp:term":[{"taxonomy":"category","embeddable":true,"href":"https:\/\/www.vairtere.com\/spill\/wp-json\/wp\/v2\/categories?post=10484"},{"taxonomy":"post_tag","embeddable":true,"href":"https:\/\/www.vairtere.com\/spill\/wp-json\/wp\/v2\/tags?post=10484"}],"curies":[{"name":"wp","href":"https:\/\/api.w.org\/{rel}","templated":true}]}}